Aquifer

What is Aquifer?

Aquifer, also known as AquiferCFO, is a finance-as-a-service firm launched in 2020 and headquartered in North America. It delivers a unified full finance department—bookkeeping, accounting, corporate tax coordination, FP&A, and fractional CFO support—exclusively designed for high-growth startups in fintech, crypto, SaaS, healthcare, and e‑commerce. By combining all finance functions under one expert provider, Aquifer removes the complexity of managing multiple vendors, accelerates audit-readiness, and gives founders centralized and strategic financial control.

What are Aquifer’s services?

Aquifer offers modular and scalable services tailored for each stage of startup and growth:

• Bookkeeping & Accounting System Setup: Automated transaction ingestion from banks, payments, and crypto exchanges with daily reconciliation, GAAP/IFRS-aligned chart of accounts, ledgers, and monthly close production.
• Financial Reporting & FP&A: Generation of monthly, quarterly, and ad hoc financial reports; KPI dashboards; variance analysis; forecasting and scenario modeling tied to cash flow and runway insights.
• Fractional CFO Services: Strategic oversight including cash runway planning, treasury management, fundraising financial models, board presentation prep, VC due diligence support, and high-level financial leadership.
• Corporate Tax Coordination: Centralized management and coordination of filings across jurisdictions, working with external tax advisors to ensure timeliness and compliance.
• Advisory & Automation: Finance process optimization, tools integration guidance, grants and loan strategy sessions, financial systems automation, and risk management consultation.

Key highlights:

• Integrated end-to-end approach reduces vendor count and complexity
• Audit-ready bookkeeping with daily automated reconciliation
• Fractional CFO delivers board-level insight without full-time hire
• Strategic financial modeling supports fundraising and investor diligence
• Modular delivery allows clients to augment internal teams as needed

Overall, Aquifer enables startups to offload full finance operations—bookkeeping through CFO-level strategy—into a single partner, letting founders focus on growth, product, and market fit while maintaining compliance, transparency, and financial rigor.