Aquifer

What is Aquifer?

Aquifer, also known as AquiferCFO, is a finance-as-a-service firm launched in 2020 and headquartered in North America. It delivers a unified full finance department—bookkeeping, accounting, corporate tax coordination, FP&A, and fractional CFO support—exclusively designed for high-growth startups in fintech, crypto, SaaS, healthcare, and e‑commerce. By combining all finance functions under one expert provider, Aquifer removes the complexity of managing multiple vendors, accelerates audit-readiness, and gives founders centralized and strategic financial control.

What are Aquifer’s services?

Aquifer offers modular and scalable services tailored for each stage of startup and growth:

• Bookkeeping & Accounting System Setup: Automated transaction ingestion from banks, payments, and crypto exchanges with daily reconciliation, GAAP/IFRS-aligned chart of accounts, ledgers, and monthly close production.
• Financial Reporting & FP&A: Generation of monthly, quarterly, and ad hoc financial reports; KPI dashboards; variance analysis; forecasting and scenario modeling tied to cash flow and runway insights.
• Fractional CFO Services: Strategic oversight including cash runway planning, treasury management, fundraising financial models, board presentation prep, VC due diligence support, and high-level financial leadership.
• Corporate Tax Coordination: Centralized management and coordination of filings across jurisdictions, working with external tax advisors to ensure timeliness and compliance.
• Advisory & Automation: Finance process optimization, tools integration guidance, grants and loan strategy sessions, financial systems automation, and risk management consultation.

Key highlights:

• Integrated end-to-end approach reduces vendor count and complexity
• Audit-ready bookkeeping with daily automated reconciliation
• Fractional CFO delivers board-level insight without full-time hire
• Strategic financial modeling supports fundraising and investor diligence
• Modular delivery allows clients to augment internal teams as needed

Overall, Aquifer enables startups to offload full finance operations—bookkeeping through CFO-level strategy—into a single partner, letting founders focus on growth, product, and market fit while maintaining compliance, transparency, and financial rigor.

Frequently Asked Questions

How does Aquifer complement my crypto accounting software?

Aquifer integrates seamlessly with systems like Cryptoworth’s crypto accounting software to deliver audit‑ready bookkeeping and reconciliations. Daily ingestion of bank, payment, and exchange transactions ensures your ledgers are always up to date—reducing manual errors and freeing your team to focus on strategic tasks.

Can Aquifer act as my interim CFO during fundraising?

Yes. Aquifer’s fractional CFO service includes robust fundraising support—from building detailed financial models and scenario forecasts to preparing board decks and leading VC diligence. Their experts ensure your financial documentation is investor-ready, without the cost of a full-time C‑suite hire.

Is Aquifer capable of managing both accounting and corporate tax coordination?

Absolutely. Aquifer handles full-cycle bookkeeping and accounting, while coordinating with external tax advisors to manage corporate filings. This unified approach ensures consistency in financial reporting and tax deliverables across multiple jurisdictions, minimizing compliance risk and vendor complexity.

What types of startups benefit most from Aquifer’s offerings?

High-growth startups in fintech, crypto, SaaS, e‑commerce, and healthcare benefit greatly. Aquifer’s modular setup allows growing teams to bring on bookkeeping, financial reporting, advisory, and CFO support as needed—scaling with your business and enabling founders to maintain financial control without overextending internal resources.

How does Aquifer support forecasting and cash runway planning?

Aquifer delivers KPI dashboards, variance analysis, and dynamic forecasting models tied to cash flow and runway scenarios. Their projections help you understand funding needs ahead of time, identify potential shortfalls, and give founders real-time insights to drive confident decision-making.